{"id":909,"date":"2024-05-08T10:06:43","date_gmt":"2024-05-08T08:06:43","guid":{"rendered":"http:\/\/localhost\/wordpress\/?page_id=909"},"modified":"2025-09-02T00:13:16","modified_gmt":"2025-09-01T22:13:16","slug":"tarjetas-revolving","status":"publish","type":"page","link":"https:\/\/martinezypulidoabogados.com\/en\/tarjetas-revolving\/","title":{"rendered":"Revolving credit cards"},"content":{"rendered":"
\r\n\t\t\t
\r\n\t\t
\r\n\t\t\t\n\t
\n\t\t
\n\t\t\t\n\t
\n\t\t
\n\t\t\t

We recover the money<\/span> from your revolving credit card<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n\n\t

\n\t\t
\n\t\t\t

Si dispones de una tarjeta revolving<\/strong>, cr\u00e9dito personal o reunificaci\u00f3n de deuda, es posible que hayas pagado intereses abusivos o usurarios. En MP \u2013 Mart\u00ednez y Pulido Abogados<\/strong>, despacho de abogados en Vecindario, Gran Canaria, estudiamos tu caso y te ayudamos a recuperar tu dinero. Es tu derecho.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n\n\t\t<\/div><\/div> \n\t<\/div> \n\t\t<\/div>\r\n\t<\/div>\r\n<\/div>\r\n\r\n\r\n\r\n

\r\n\t\t\t
\r\n\t\t
\r\n\t\t\t\n\t
\n\t\t
\n\t\t\t\n\t
\n\t\t
\n\t\t\t

Revolving credit cards<\/span>\u00a0, what are they?<\/h2>\n\n\t\t<\/div>\n\t<\/div>\n\n\t
\n\t\t
\n\t\t\t

\u00a0Revolving credit cards<\/strong> are a type of card which allows customers to borrow money up to a credit limit and to pay it back over time in fixed amounts or instalments that may vary depending on the money borrowed. As customers repay what they owe to the entity, they can borrow money again as needed, as the line of credit remains available.<\/p>\n

The operation of this type of card is not transparent, and in the vast majority of cases abusive interest rates are applied, which can significantly increase the amount owed.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n\n\t

\n\t\t
\n\t\t\t

When are interest rates considered unfair<\/span> or usurious?<\/h2>\n\n\t\t<\/div>\n\t<\/div>\n\n\t
\n\t\t
\n\t\t\t

Recently, Spain's Supreme Court has ruled that the interest rates applied to revolving credit cards, personal loans or debt consolidation loans are abusive or usurious<\/strong> when they are higher than 20%<\/strong>. If the interest on your product exceeds or is around 20%, it is possible to reclaim the money you have been overcharged.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n\n\t

\n\t\t
\n\t\t\t

How do I know what interest rate I have paid?<\/h2>\n\n\t\t<\/div>\n\t<\/div>\n\n\t
\n\t\t
\n\t\t\t

You can find out the interest rate you have been charged by looking at youro revolving card, personal loan or debt consolidation contracto<\/strong> or at your monthly bills. If you do not have the contract or receipts, or your company makes it difficult for you to obtain these documents, we, at oMP - Mart\u00ednez & Pulido Abogadoso<\/strong>, are specialists in banking law and can request them on your behalf. Contact us.<\/p>\n

Consultations on these issues are free of charge.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n\n\t\t<\/div><\/div> \n\t<\/div> \n\t\t<\/div>\r\n\t<\/div>\r\n<\/div>\r\n\r\n\r\n\r\n

\r\n\t\t\t
\r\n\t\t
\r\n\t\t\t\n\t
\n\t\t
\n\t\t\t\n\t
\n\t\t\n\t\t
\n\t\t\t
\"\"<\/div>\n\t\t<\/figure>\n\t<\/div>\n\n\t\t<\/div><\/div> \n\t<\/div> \n\n\t
\n\t\t
\n\t\t\t\n\t
\n\t\t\n\t\t
\n\t\t\t
\"\"<\/div>\n\t\t<\/figure>\n\t<\/div>\n\n\t\t<\/div><\/div> \n\t<\/div> \n\n\t
\n\t\t
\n\t\t\t\n\t
\n\t\t\n\t\t
\n\t\t\t
\"\"<\/div>\n\t\t<\/figure>\n\t<\/div>\n\n\t\t<\/div><\/div> \n\t<\/div> \n\t\t<\/div>\r\n\t<\/div>\r\n<\/div>\r\n\r\n\r\n\r\n
\r\n\t\t\t
\r\n\t\t
\r\n\t\t\t\n\t
\n\t\t
\n\t\t\t\n\t
\n\t\t
\n\t\t\t

Do you have any of these contracts or cards
with banking entities?<\/h2>\n\n\t\t<\/div>\n\t<\/div>\n\n\t\t<\/div><\/div> \n\t<\/div> \n\t\t<\/div>\r\n\t<\/div>\r\n<\/div>\r\n\r\n\r\n\r\n
\r\n\t\t\t
\r\n\t\t
\r\n\t\t\t\n\t
\n\t\t
\n\t\t\t